Transcendent Financial Living

Two sister companies based on the Consciousness of Oneness

Welcome message from Co-Founder
Dr. Carmen Delia Ortiz

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THE TRANSCENDENT FINANCIAL PLANNING MEMBERSHIP
FREE as a Gift to Humanity​

A new Global Movement based on the Consciousness of Oneness has begun. It is time for a new story about life, money and the well-being of All.

This will be the space where Universal Access will be provided to the Transcendent Financial Planning System™. In this community, members will learn and apply our “System”, design their transcendent financial life.

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THE CATALYST-PARTNERS TRANSCENDENT
FINANCIAL PLANNING CIRCLE

This space is designed for co-creators of the new earth that have completed their transcendent financial plan as a participant in our Free Transcendent Financial Planning Membership, and wish to learn and apply more advanced transcendent financial planning strategies to support their sacred mission and achieve a bigger impact as they serve humanity and the planet.

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HOW TO SECURE YOUR HOLISTIC FINANCIAL WELL-BEING AND IN THE PROCESS BE EMPOWERED TO SUPPORT HUMANITY AND THE PLANET

even if you believe you lack financial wisdom and have never engaged in “real” financial planning

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Money Trauma Quiz for Co-creators of the New Earth​

Discover the existential trauma that is blocking you from wisely planning your retirement and creating a Transcendent Financial Life

Click Here to Take the Quiz

Transcendent Money - Podcast

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Blog

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Our Founder's Story as a
Financial Planner

A Heroine's Journey

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Our Why

We have identified 7 key motivators for our Mission. These are presented by Carmen in the following video. Please watch to the end and let us know if you resonate by sending us message via Contact page.
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7 Key Motivators

  • Lack of clarity of what truly is our Sacred Mission
  • Lack of Knowledge about and access to Transcendent Financial Planning
  • Lack of awareness about our Money stories, barriers and traumas
  • Lack of projects based on Unity Consciousness
  • Lack of knowledge about investments that align with our core values
  • Lack of spaces that prepare the ethical-spiritual leaders of the present and future
  • Urgent need to create innovative Funding Eco Systems based on Unity Consciousness.

Vision

Every person living a
Transcendent Financial Life

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Mission

To offer Universal access to our Self-Directed Transcendent Financial Planning System, empowering  every person to design and manifest their transcendent financial life, regardless of economic status, race, nationality, gender, or sexual orientation 

Our Solution

Transcendent Financial Planning System

Introduction to the Transcendent Financial Planning System

Why A Self Directed Financial Planning System Reason #1

Why A Self Directed Financial Planning System Reason #2

Why A Self Directed Financial Planning System Reason #3

Presenting the Transcendent Financial Planning System: A new Paradigm for a New Earth

For more info on this innovative system based on Unity Consciousness

Check out Our Solutions Page

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‘Transcendent Financial Living PBC’ Creating Universal Access to “Real” Financial Planning

Transcendent Financial Living, a Public Benefit Corporation founded by Dr. Carmen D. Ortiz, is thrilled to announce its official launch on Tuesday, March 25th, 2025. The organization is dedicated to offering Universal access to its proprietary Self-Directed Transcendent Financial Living System, empowering every person to design and manifest their transcendent financial life, regardless of economic status, race, nationality, gender, or sexual orientation.

Dr. Ortiz’s journey to founding Transcendent Financial Living PBC is a testament to her resilience and dedication. Born in Puerto Rico to a military family, Carmen experienced a transient childhood, moving around the US from ages 9 to 14 before returning to Puerto Rico. From an early age, she knew she was destined to teach. Her career in education blossomed in 1976 when she moved to Manhattan and taught at Queens College City University of New York. Following this, she spent seven impactful years at Bank Street College of Education, where she created bilingual programs and secured federal grants, solidifying her commitment to educational equity.

In 1986, Carmen transitioned from education to personal financial planning. She pursued further education, earning an MBA in Corporate Finance from Columbia Business School, and gained extensive experience on Wall Street as an investment manager and financial analyst. This background equipped her with the knowledge and skills to teach her peers about investments and personal financial planning. She left her successful career as a Wall Street investment banker to join IDS Financial Services (IDS), currently known as Ameriprise Financial. In 1987, she was selected as USA National Rookie of the Year at IDS. This success gave her the confidence to start CD Ortiz Financial Management Group, Inc., the first Hispanic owned financial planning company in the US. Carmen’s expertise and leadership in finance were further acknowledged in 1988 when she became the first Hispanic person to be awarded the title of ‘Certified Financial Planner’ by the International Board of Standards and Practices for Certified Financial Planners.

Carmen’s dedication to her community extended beyond her business endeavours. In 1989, she founded the US Hispanic Women’s Chamber of Commerce, underscoring her commitment to empowering Hispanic women in business. Her attendance in 1993 at the USA First Financial Literacy Summit revealed a stark reality: the Latino community was severely underserved in financial literacy resources. Determined to make a difference, Carmen authored ‘El Poder De Su Dinero’ (The Power of Your Money), the first bilingual financial planning educational system, which she self-published in 1994. The system included book, audiocassettes and video training. To promote financial literacy in Spanish, she also hosted the El Poder de Su Dinero live radio show in Miami and The Sound of Money radio show in San Juan, Puerto Rico.

Transcendent Financial Living PBC was conceived because of Carmen’s personal healing journey around money and her desire to help others navigate their financial lives in alignment with their values. The company offers a range of services designed to empower individuals through their transcendent financial planning journey. The ‘Transcendent Financial System is a unique, self-directed program that combines online coaching with live, collaborative sessions, and helping clients connect with their spiritual power to achieve financial, personal and spiritual transformation.

The company’s flagship service is a one-year Transcendent Financial Living Mastery that promises a deep transformation in the lives of every participant that completes the program. Participants will be empowered to take care of their holistic well-being including money. This deep transformation will free them up to live their sacred mission and support the well-being of humanity and the planet. This Mastery program is backed by a 6-month guarantee.

Looking ahead, Transcendent Financial Living PBC is creating other spaces where clients can learn and implement the transcendent financial living system. These spaces include an online membership community, live events, and retreats. This online membership initiative aims to provide universal access to the system, starting at $50 per month. The funds raised through this program will support ethical spiritual projects, reinforcing its commitment to social justice and ethical-spiritual financial practices.

In addition to her business ventures, Carmen is an active public speaker and has been featured on various media platforms. She has hosted radio talk shows in Puerto Rico and Miami, addressing personal finance topics in both English and Spanish. Carmen is also the first Latina to join the expert panel responding to questions from readers of the Miami Herald.

For further information, please contact:
Carmen D. Ortiz, Ph.D, MBA, CFP
Founder and CEO, Transcendent Financial Living PBC
Email: carmen@transcendentfinancialliving.com
Phone: 352-609-0855
Website: www.transcendentfinancialliving.com